Secure Your Future with Comprehensive Risk Protection

Henri Godard Consulting believes that a sound financial plan does more than grow wealth—it protects it. We provide independent, objective guidance to help you identify, manage, and mitigate the risks that could threaten your long-term financial security. From life and disability insurance to property, liability, and long-term care protection, we build an integrated coverage strategy designed to safeguard what you’ve worked so hard to achieve.

Our approach begins with a complete assessment of your financial picture and personal circumstances. We evaluate potential vulnerabilities—income loss, unexpected illness, market downturns, business exposure, or untimely death—and determine how those risks could affect your lifestyle and goals. Then, we design a tailored risk management plan that balances protection with efficiency, ensuring that you’re prepared for the unexpected without overpaying for coverage you don’t need.

We work with carefully vetted, reputable insurance carriers and financial institutions to source the most effective policies available, comparing benefits, premiums, and long-term performance. Whether you need a comprehensive review of your current policies or new coverage recommendations, our team ensures that every plan is coordinated, transparent, and fully aligned with your broader wealth management strategy.

As fiduciary advisors, we’re not driven by commissions or product sales. Instead, we act solely in your best interest. We evaluate each policy based on its real financial impact—analyzing cost-benefit trade-offs, tax implications, and integration with your estate, retirement, and investment plans. Our commitment to independence allows us to deliver advice you can trust, with no hidden incentives or conflicts of interest.

Your protection plan may include a mix of life insurance to provide for loved ones, disability coverage to safeguard income, long-term care insurance to prepare for future health expenses, and umbrella liability coverage to shield your personal and professional assets. We ensure that your coverage evolves with you—adjusting for major life events, changes in income, or shifting financial priorities—so that your plan remains both relevant and reliable.

At Henri Godard Consulting, we believe that peace of mind is an essential part of financial success. By protecting your income, your assets, and your legacy from unexpected events, we help you maintain confidence in your plan—no matter what the future holds. Our mission is simple: to help you focus on building your dreams, knowing that your foundation is secure.

When you partner with us, you’ll gain a proactive risk management team that reviews your coverage annually, keeps you informed about industry changes, and recommends updates as your needs evolve. Because true financial stability doesn’t just come from growing wealth—it comes from protecting it intelligently.