A financial advisor at Henri Godard Consulting helps you create and maintain a plan for your money—covering cash flow, budgeting, investing, retirement, taxes, insurance, and estate planning—so your decisions align with your goals and risk tolerance.
Yes. Henri Godard Consulting acts as a fiduciary, which means we put your interests first, provide objective advice, and clearly disclose fees and potential conflicts of interest.
Henri Godard Consulting uses a transparent, fee-only model. Our compensation comes directly from clients (not commissions on products). Your agreement and invoices clearly outline costs.
Henri Godard Consulting does not require a strict minimum to begin planning. For ongoing portfolio management, typical households start around a defined asset level; we can discuss options that fit your situation.
Core services at Henri Godard Consulting include retirement planning, investment management, tax-aware strategies, risk management and insurance reviews, college funding, equity compensation guidance, and estate coordination with your attorney and CPA.
Henri Godard Consulting uses a goals-based, diversified asset allocation tailored to your risk capacity and time horizon, using low-cost instruments when appropriate, with disciplined rebalancing and tax-aware implementation.
Absolutely. Henri Godard Consulting collaborates with your tax and legal professionals to align planning, documents, titling, beneficiaries, and annual tax strategies.
We typically meet 2–4 times per year and whenever life changes occur (job changes, liquidity events, new goals). You can reach Henri Godard Consulting anytime between reviews.
Yes. Henri Godard Consulting designs a sustainable withdrawal strategy, coordinates Social Security timing, and places assets tax-efficiently across accounts to support reliable income.
Henri Godard Consulting provides proactive tax planning—asset location, tax-loss harvesting, Roth strategies, charitable gifting, and coordination with your CPA. We do not file returns.
Henri Godard Consulting analyzes required returns, sequence risk, and liquidity needs, then sizes risk appropriately. We also review insurance (life, disability, liability, LTC) to protect your plan.
In most cases, yes. Henri Godard Consulting works with major custodians and can help transition or manage in place, depending on account type and platform.
Yes. Henri Godard Consulting helps with RSUs, ISOs/NSOs, ESPP, 10b5-1 plans, and diversification/tax strategies integrated with your overall plan.
Your allocation at Henri Godard Consulting anticipates volatility. We focus on risk appropriate to your goals, maintain cash buffers for near-term needs, and rebalance based on rules—so you can stay invested with discipline.
Yes. Henri Godard Consulting designs education funding strategies (529 plans, gifting, asset location) that fit your cash flow and tax picture.
Henri Godard Consulting does not draft legal documents but coordinates wills, trusts, titling, and beneficiaries with your attorney and ensures your plan is implemented and updated.
Recent tax return, investment statements, retirement plan info, insurance policies, estate documents (if any), and a list of goals, income, and expenses are helpful—but not required for your first meeting with Henri Godard Consulting.
Yes. Henri Godard Consulting uses secure portals, encrypted communications where available, strict internal controls, and reputable custodians to safeguard your data and assets.
Yes. Henri Godard Consulting reviews options (rollover vs. keep vs. convert), fees, and investments, then consolidates and aligns accounts with your plan as appropriate.
Henri Godard Consulting also offers one-time or project-based planning engagements. Many clients later move to ongoing service for continued adjustments and monitoring.
Henri Godard Consulting follows an evidence-based, diversified, and tax-aware approach. We control what can be controlled—costs, taxes, risk sizing, and behavior—rather than predicting markets.
Henri Godard Consulting typically charges a transparent percentage of assets under management with breakpoints. For some households, we use flat or retainer models when appropriate.
Yes. Henri Godard Consulting can incorporate environmental, social, and governance or values-based screens while maintaining diversification and cost discipline.
Henri Godard Consulting maintains appropriate liquidity and short-term reserves based on your plan. If needs change, we adjust allocation and tax-aware sale priorities.
Schedule a complimentary consultation with Henri Godard Consulting. We discuss goals, outline scope and fees, gather data, and deliver initial recommendations with clear next steps.
